Solutions
Your planMUNDI
FinanceIncluded
HealthIncluded
MindIncluded
TimeIncluded
See everything your plan includes.
Your assigned solutions, mapped to your plan and visible at a glance. No mystery, no fine print.
All-in-one well-being platform
Your complete well-being, in four worlds.
Eternworls is an ecosystem designed to improve your quality of life by bringing finance, health, mind and time together in one experience.
Supervised AI, zero guesswork. High-impact software solutions in every world — always supervised, always guided. Not a trial: real help that explains itself.
Clear financesSustainable healthA calm mindIntentional time
Eternworls
Finance
▲ +18.4%
Deep focus
25:00
Rest
7h 24m
Mind
Calm
04Interconnected worlds
01Goal: your well-being
360°A full view of your life
∞Unlimited ways to grow
Global by design
Be wherever you want, whenever you want.
One platform, sixteen countries. Change your location anytime and watch everything adapt — language, timezone and context.
Global control
Translation: autoLocation: autoTimezone: auto
Live in
Chile
UTC
--:--:--
· CL
Pick your location
16 locationsChile
+56 · CL · Active
Change country whenever you want — your data, goals and reminders move with you.
Automatic translation
Content, goals and reminders adapt to your language on their own. Sixteen countries, zero friction.
Innovative location system
Switch countries whenever you want. Your data, context and progress travel with you seamlessly.
Strict timezone configuration
Schedules, habits and notifications stay in perfect sync with the timezone you choose, anywhere on Earth.
Our mission
Improve people's quality of life, for real.
Eternworls is not just an app: it's an ecosystem that supports you across the four pillars that sustain a full life. We don't promise shortcuts — we build a system that helps you move forward every day, one step at a time.
- Clear finances
- Sustainable health
- A calm mind
- Intentional time
Philosophy
“A balanced life isn't improvised: it's designed, world by world.”
Balance
Consistency
Trust
Growth
One dashboard
Everything you need. Nothing hidden.
Your whole account in a single panel — from the solutions you own and what you consume, to multichannel notifications and help that answers 24/7.
Consumption
Spent this month
$42.50
32
Messages
128
AI calls
4.2GB
Storage
Every credit is explained in real time — how and why it was used.
Every credit accounted for.
Watch what you've consumed, what it costs and exactly why. One panel, 100% transparent.
Bills handled in seconds.
Review invoices, download receipts and upgrade whenever you want — without leaving the dashboard.
Credits
Available balance
1,250
Coins usable across every world.
Top up when momentum grows.
Buy more credits instantly and keep every world moving the moment you need to.
Notifications
EmailOn
PushOn
SMSOn
WhatsAppOn
WebOn
Reach yourself on 5 channels.
Email, push, SMS, WhatsApp and web — one notification, delivered the way you prefer.
Profile · AI
AR
Alex Rivera
Mundi · since 2026
AI suggestion
“Add your goals to unlock personalized insights.”
AcceptLater
Your profile, guided by supervised AI.
Get smart suggestions to improve your profile and approve them in one tap — you stay in control.
Devices
iPhone 15This device
MacBookParis, FR
Galaxy TabLast seen 2h
Know every device you use.
See where your account is active and manage each device, from phone to laptop.
Help · 24/7
Hi! How can we help today?
My invoice didn't arrive ✋
Ticket #2841High2 files
Expert help, zero wait.
Chat directly with support, open tickets with priority levels and attach images, videos or documents.
Real-time usageMultichannel alertsSupervised AIPriority support
The 4 Worlds
One living system, four dimensions.
Each world takes care of an essential part of your life. Together, they form the system that helps you live better.
World 01 · Finance
Your money works hard, so you don't have to.
Configure your currency and timezone, get payment methods that match your country, segment every part of your money into clear dimensions and let a professional AI keep your vault perfectly categorized.
CurrenciesFinance
Main currency
PEN · Peruvian Sol
Tap a flag to switch
LanguageEspañol
Main timezoneAmerica/Lima · UTC-5
Support countryPeru
One setting, synced across every world instantly.
Payment methodsFinance
Detected: Peru
Matched to your configuration
Visa
•••• 4024
DefaultMastercard
•••• 8119
ConfiguredPayPal
@alex.r
ConfiguredBank transfer
BCP · Peru
ConfiguredYape
Linked
For PeruSwitch your country and the methods re-match automatically.
02 · Payment methods
Payments that match where you live.
The system reads your configuration and assigns the payment methods each country supports — from cards and PayPal to local transfers and instant wallets. No research, no guesswork.
- Auto-assigned by your support country
- Card, digital wallet and bank options
- Change country once and methods update by themselves
03 · Dimensions
Every part of your life, in its own box.
One vault, five clear segments. Separate personal money from couple, family, business and group goals — without mixing a single cent.
DimensionsFinance
SegmentPersonalVault active
Personal dimension
Just you, your money and your goals.
Income$2,400
Savings$600
Goals3 active
04 · AI Categorizer
A categorizer that never sleeps.
Feed it your transactions and let it build your vault with clear categories. Every suggestion is yours to accept — your money, explained.
- Auto-tags income and expenses in seconds
- Adds your categories straight to the vault
- You approve every change, always in control
AI categorizerFinance
Starbucks
Today · 09:42
Food & Drinks- $18.40ACME Corp
Today · 09:42
Income+ $2,400.00Electricity
Today · 09:42
Home- $120.00Spotify
Subscriptions · 9.99
- $9.99Your vault
5 categoriesFood & Drinks14
Income3
Home6
Subscriptions1
A professional AI categorizer keeps your vault spotless — you approve every change.
05 · Budgets
Clusters with guards, owners and goals.
Set a budget, assign responsible people with clear roles, permissions and an auditable trail — always linked to the goals that matter.
BudgetsFinance
78%consumed
Budget
$400
Spent
$310
Left
$90
Consume budget
$0 consumed in this session
Budget clusters
5 clustersClick a cluster to inspect its guards and AI analysis.
Groceries
Family goals
Sofia
Budget owner
ManagerRoles & permissions
Edit budgetApprove expensesRead reports
Strategic link
→ Family goalsLinked
AI analyzer
Normal
Groceries follows its forecast pace — $310 of $400 used.
Watch
Groceries sits close to its limit at 78% — keep an eye on it.
Deterministic sentinel
Capacity guard22% free
Overdraft guardArmed
Rule-based engine, zero AI decisions: any cluster over 100% is held automatically.
06 · Goals
Save with a purpose, toward the future.
Set a target amount, weight each goal and let the peso cascades and the auto-savings pilot push your money to the finish line — every aporte counts.
GoalsFinance
31%saved
Target
$6,000
Saved
$1,850
Left
$4,150
Jan 12 → Dec 3031%
Weight · importance
Inactive · 100%100%
Born inactive at 100%. Change the weight and the peso cascades unlocked.
Auto-savings pilot
10%
Retention per income. Each registered income with automation consent detracts this % and sends it autonomously to the goal.
Linked aportes
Salary aporte+$150
Bonus aporte+$80
Cascade inflow+$120
Aportes add money straight to this goal — they help you reach the target.
Activity
31% of targetGoal is inactive until you adjust its weight off 100%.
Jan 12 → Dec 30 · $1,850 saved
07 · Recurring rules
Every inflow, under control.
Configure the money that enters your life — salary, side income, rents — with its dimension, amount and frequency. The AI audit keeps spending honest and caps consumption before it crosses your income.
Recurring rulesFinance
Base salary
Personal dimension
Dimension
Frequency
Pay window (variable, days of month)
Pays are rarely exact — keep a wide, realistic range.
Monthly · Personal
AI audit
Projected monthly incomePEN 4,930
Average consumptionPEN 2,150
Consumption vs income44%
Healthy
Consumption stays below your inflows. The flow reserves the remaining each cycle.
Background flow · internal task
- Internal flow: scanning configured inflows…
08 · Accounts
Ultra-pro control, across every node.
Register bank, cash, wallet, crypto and other nodes, move money between them instantly and let AI PRO audit your flows, rotation and emergency runway.
AccountsFinance
Main Checking
Bank · Personal node
Current balance
PEN 4,230
Adjust balance
Subtracting or adding income updates the node instantly.
Transfer between accounts
From · origin
To · destination
Automated: debited from origin, credited to destination instantly.
Activity
- Accounts synced — 5 nodes online.
Every change is logged against the node identifier.
AI PRO analyzer
Dominant account
Main Checking
Rotation rate
33%
Net flow
+PEN 1,320
Stagnant nodes
None
Volumen operativo · income vs expense
Main CheckingPEN 2,400 / PEN 1,850
Savings VaultPEN 600 / PEN 150
Global WalletPEN 950 / PEN 620
Crypto StackPEN 120 / PEN 40
Petty CashPEN 0 / PEN 90
Income Expense
Traction distribution by account
Main Checking 59%Savings Vault 15%Global Wallet 23%Crypto Stack 3%Petty Cash 0%
Diagnóstico conductual Gemini: Main Checking is your dominant node. Your balances rotate healthily across nodes. Rotation sits at 33% over the window.
Emergency fund & resilience
Emergency runway
227days
liquidity PEN 20,820 ÷ burn PEN 92/day
Gross liquidity
PEN 20,820
Dynamic burn rate
PEN 92/day
Consolidación · liquidity by node
Main Checking 20%Savings Vault 60%Global Wallet 4%Crypto Stack 15%Petty Cash 1%
Inferencia de resguardo Gemini: your 30-day window gives you 227 days of current living costs before income restarts. That cushion is solid — redirect surplus into goals.
09 · Movements
The heart of it all: every movement.
Register incomes, expenses and transfers with smart descriptions and receipts, then let the mega AI axes audit their impact on your runway and health.
MovementsFinance
Register a movement
Intelligent description — categorized to learn your habits.
Dimension
Account
Payment method
Date
Type
Amount · currency PEN
Recent movements
10 recordsSalary ACME Corp
2026-08-01 · Main Checking · Bank transfer
income+PEN 2,400Rent payment
2026-08-03 · Main Checking · Bank transfer
expense−PEN 480Groceries market
2026-08-05 · Global Wallet · Mastercard
expense−PEN 96Freelance invoice
2026-08-07 · Main Checking · PayPal
income+PEN 850Coffee subscription
2026-08-09 · Global Wallet · Mastercard
expense−PEN 22To Savings Vault
2026-08-11 · Main Checking · Internal
transfer⇄ PEN 500Gym membership
2026-08-13 · Main Checking · Visa
expense−PEN 35Car fuel
2026-08-15 · Petty Cash · Yape
expense−PEN 38Income
PEN 3,850
Expense
PEN 791
Net
+PEN 3,059
Counterfactual simulationFinance
Recreate “what if” scenarios by temporarily removing movements and measure the real impact on your net balance and runway.
Net before
PEN 3,059
Net after
PEN 3,059
Runway +
0.0 days
Contrafactual verdict: Minimal impact. Keep priorities on big, recurring outflows.
Elasticity analysisFinance
RentfixedPEN 1,440 · CV 4%
SubscriptionsfixedPEN 171 · CV 6%
GymfixedPEN 105 · CV 2%
GrocerieselasticPEN 702 · CV 32%
LeisureelasticPEN 288 · CV 45%
TransportelasticPEN 414 · CV 28%
Absorption
85%
Elastic share
45%
Risk
Medium
3-month diagnostic: fixed costs are inflexible; 45% is elastic and absorbable. Your margin absorbs 85% of an income drop before touching essentials.
Liquidity wavesFinance
Projected daily balance · 14 days
Background taskValley
PEN 2,936
Burn rate
PEN 1,695/mo
Closes at
PEN 3,038
Automatic process projects the daily curve and flags the liquidity valley on day 9 before it happens — no manual execution.
Money leaksFinance
Detected leaks
Monitoring 24/7Delivery on demand+200%
$18/mo usual → $54/mo current · unplanned
Coffee runs+144%
$9/mo usual → $22/mo current · unplanned
Sneakers impulseNew
— usual → $140 one-time current · unplanned
Continuous background monitor compares habits against your averages and flags unusual increases or ant-spending.
Cognitive AI · health auditFinance
9 movements in period
99health
IncomePEN 3,850
ExpensesPEN 791
Net balancePEN 3,059
Cognitive executive diagnosis: liquid and low risk over the last 30 days. Net flow stays positive and supports your runway.
Actionable hacks
- Automate a 10% save on payday before spending
- Trim elastic costs when the month runs warm
- Free idle balance from stagnant nodes into the emergency node
10 · Check-in express
Register in seconds, with your voice.
Talk, snap a voucher or type — AI drafts each movement from your input, you fine-tune the parameters and send it to the vault.
Check-in expressFinance
Voice registration guide
- 1State clearly if it was an expense or income.
- 2Speak the exact numeric amount.
- 3Mention the concept (e.g. lunch, gas).
- 4Name the account used (BCP, Yape, cash).
- 5Mention the dimension it belongs to.
And the AI does the rest.
Register by voice
Idle11 · Debts
Every obligation tracked, NEURAL from the start.
Register debts with counterparties, installments and documents, then let the mega AI axes measure efficiency, refinancing and the fastest path to zero.
Debts · full controlFinance
DEBT-001
Préstamo personal BCP
BCP · Personal
I owe
Capital
PEN 2,000
Contractual total
PEN 2,260
TEA
12.5%
TCEA
18.9%
Start
2026-01-10
Due
2026-12-10
Remaining PEN 2,260 of PEN 2,2600%
Amortization process
Neural risk history · real-time background
2026-07-02v0 | Score 41 — debt under control
2026-07-09v1 · Score 43 | patrón de pago regular
2026-07-16v2 · Score 46 | flujo líquido estable
2026-07-23v3 · Score 48 | pico detectado, vigilar liquidez
2026-07-30v4 · Score 50 | runoff estabilizándose
2026-08-06v5 · Score 47 | 2 cuotas próximas en la misma semana
Dispatch history
Estado de cuenta · Noviembre
Ahora
Register new debt
Debt description
Nature of the obligation
Creditor / counterparty
Dimension
Currency
Recurring debt
For services / periodic payments: luz, agua, alquiler…
Capital disbursed
Contractual total
TIN / TEA %
TCEA · real annual %
Start date
Due date
Debt efficiency matrixFinance
AI — efficiency of every debt
DEBT-001Préstamo personal BCP
78/100TEA 12.5%TCEA 18.9%Bank
DEBT-002Alquiler local — depósito y arriendo
93/100TEA 4%TCEA 6.2%Company
DEBT-003Servicio de luz — Enel
94/100TEA 3.5%TCEA 4.9%Company
DEBT-004Factura por venta — MegaPlaza
89/100TEA 8%TCEA 9.4%Company
AI diagnosis: Préstamo personal BCP has the lowest efficiency — prioritize it in the acceleration simulator before refinancing talk.
Refinancing benchmarkFinance
Debt
Target rate % optional
Current
PEN 188 /mo
Refinanced
PEN 181 /mo
Monthly saving
PEN 7
Target TCEA
15.90%
Refinancing diagnosis: moving Préstamo personal BCP from 18.9% to 15.90% drops the monthly payment by PEN 7 — unlockable today.
Debt acceleration simulatorFinance
Extra aporte
Avalanche · Highest TCEA first
1
Préstamo personal BCP
BCP · PEN 2,260 · TCEA 18.9%
~16 mo
paid by month 16
2
Alquiler local — depósito y arriendo
Inmobiliaria Horizonte · PEN 990 · TCEA 6.2%
~7 mo
paid by month 23
3
Servicio de luz — Enel
Enel Distribución · PEN 125 · TCEA 4.9%
~1 mo
paid by month 24
Simulation only — toggle the runaway plan to commit this cascade as the active repayment strategy.
Start with FinanceCurrent configuration detected at Peru · PEN
Vitality in motion
Body & energy
85%
Move
8,540 steps
62%
Exercise
32 min
74%
Rest
7h 24m
This week's habits
4 / 7M
T
W
T
F
S
S
World 02 · Health
Energy you can feel
Take care of your body with sustainable habits. Activity, rest and balance that fit naturally into your day — without guilt or extremes.
Habits that stick
Realistic routines that fit your day instead of complicating it.
Restful sleep
Sleep and energy tracking to help you perform every day.
Body in motion
Activity goals adapted to your pace and your level.
Inner clarity
A calm mind
InhaleHoldExhale
BreatheOrderFocusHow do you feel right now?
Calm62%
Today's session
Mindful breathing · 5 min
“Quiet the noise. Listen to yourself.”
World 03 · Mind
Calm that's cultivated
A space to think, breathe and connect with yourself. Mindfulness and emotional well-being tools for a calmer, clearer mind.
Mindfulness
Guided breathing and meditation sessions to help you center yourself.
Less mental noise
Organize your thoughts and priorities to clear your head.
Emotional well-being
Track and understand your moods so you can take better care of yourself.
Time with purpose
Every hour counts
25:00
Deep focus58%
Block A · No notifications
Morning
06:00 – 12:00
Focus
Afternoon
12:00 – 18:00
Create
Evening
18:00 – 23:00
Rest
World 04 · Time
Time with purpose
Reclaim your most valuable resource. Prioritize what matters, cut what doesn't and design your days with intention and purpose.
Clear priorities
Focus on what matters and reduce what drains your energy.
Intentional days
Plan days with purpose, not endless to-do lists.
Less friction
Simplify and automate your routine to win back hours.
How it works
Start in three steps.
No friction, no jargon. Just you, your goals and a system that has your back.
01
Choose your world
Explore the 4 pillars and decide where you want to start growing.
02
Build your habit
Simple goals and daily tracking so the change becomes real.
03
Grow in orbit
Connect your progress across worlds and watch your life transform.
Pricing
Scale from one world to all of them.
Simple, Dual, Triki and Mundi. Pick the worlds that matter, choose your billing rhythm and stay flexible.
Billing period
Currency
01
Simple
1 world
Start with the world that matters most to you.
PEN 50.00/ month
Billed monthly
- 1 connected world
- Daily tracking and habits
- Progress analytics
- Automatic translation
- Strict timezone sync
Cancel anytime
02
Dual
2 worlds
Balance two essential dimensions of your life.
PEN 100.00/ month
Billed monthly
- 2 connected worlds
- Cross-world analytics
- Everything in Simple
- Priority support
- Automatic translation
Cancel anytime
03
Triki
3 worlds
Keep three areas moving in perfect sync.
PEN 150.00/ month
Billed monthly
- 3 connected worlds
- Advanced insights
- Everything in Dual
- Dedicated onboarding
- Automatic translation
Cancel anytime
Most popular
04
Mundi
All worlds
The complete ecosystem for your well-being.
PEN 250.00/ month
Billed monthly
- All 4 worlds unlocked
- Full analytics suite
- Everything in Triki
- Early access to new features
- Premium support
Cancel anytime
Every plan includes automatic translation, strict timezone sync and support in 16 countries — across web, Android and iOS. Prices are shown in Peruvian Sol and update as you change billing period.
Everywhere
Your life, on every screen.
Keep growing wherever you are. Eternworls runs in your browser and ships native apps for Android and iOS.
WebReadyiOSReadyAndroidReady
app.eternworls.com
Eternworls
+18.4%Finance
Health
Mind
Time
Savings rate
Today
Deep focus 25:00
62%
The Web App
Browser- Install-free, works in any browser
- Full experience on desktop and tablets
- Instant sync with your mobile app
- Secure login and private by design
The Mobile App
iOS + Android- Native apps for Android and iOS
- Work offline and on the go
- Push notifications for habits and goals
- Biometric login (Face ID and fingerprint)
One account, every device. Your worlds, analytics and habits sync continuously across web, Android and iOS.
The universe is ready. Are you?
Start designing your best life today. Four worlds are waiting to help you grow.